Business Planning

Business Planning

Succession Planning

Pension Consulting

Group Benefits Consulting

You

Tax Planning

Wealth Building

Risk Management

Key Person Insurance

Business Planning

  • Are your employees happy?
  • Do your employees have a proper retirement plan in place?

Succession Planning

  • Do you plan to sell your business or transition to family?
  • Do you have the key employees in place to make this happen?
  • Do you know what steps you need to take to maximize your business value?

Pension Consulting

  • Is your Group Retirement plan structured properly for you and your employees?
  • Is your Retirement Plan CAP compliant?
  • Do you have an advisor team to advise members on their investment and retirement options.

Group Benefits Consulting

  • Has it been more than 3 years since your plan was marketed?
  • Should your plan be set up as ASO?
  • Do you receive regular updates on your plan performance?
  • Do you receive proactive options to make your plan more cost effective?

Tax Planning

  • Is your company structured to minimize tax?
  • Are your investments in your HoldCo as tax efficient as possible?
  • Do you have a plan to transfer business wealth to you personally as efficiently as possible?

Wealth Building

  • Are you maximizing the investment opportunities available to business owners?
  • Are your Corporate profits greater than $500k per year?
  • Is your corporate structure built to effectively build wealth?

Risk Management

  • Do you have a Shareholder agreement? Is it funded?
  • How long could the business survive if you could not be there?
  • What would your lenders say if you or your business partner (if applicable) died?
  • What would be the impact on 1) you, 2) your business, 3) your family if you died or couldn’t work?

Key Person Insurance

  • Do you have a key person that you need to protect?
  • What happens to revenues if that key person is disabled or dies?
  • If you lose a key person, would you want funds to find a replacement?