Personal Planning

My Financial Future

Singer Olfert Financial Group is invested in providing great tools, and one of the things clients gain lifetime access to is the firm’s proprietary online financial planning tool called “My Financial Future.”  This dynamic software helps you keep track of your financial health and gives you insight into how you are doing in relation to your financial goals.  My Financial Future.ca will protect you and your plan by tracking everything from your budget to net worth to retirement savings and income goals, to mortgage and insurance policies as well as stores your will and other important documents.

Watch a video that explains what My Financial Future is all about.

 

What we offer

Retirement Planning

Tax Planning

Estate Planning

Risk Management

You

Wealth Management / Advisory

Portfolio Review

Education Planning

My Financial Future

Retirement Planning

  • Are you saving enough for retirement?
  • Do you know how much income you need in retirement?
  • Do you have a written plan that shows your retirement income sources?
  • How do you know if your plan is on track?

Tax Planning

  • Are you paying more taxes than you need to?
  • Do you know if your investments are tax efficient?
  • Would you like to pay less tax in retirement?
  • Would you like your estate to pay less tax when you die?

Estate Planning

  • What happens when you are no longer here?
  • Do you have an updated will?
  • Are you in control of your assets after you die?
  • What type of legacy do you want to leave?
  • Are you leaving your family in financial hardship when you die?

Risk Management

  • If you become injured or ill, is your income protected?
  • Would your spouse and kids be financially stable if you suddenly died?
  • Do you have emergency savings if you get cancer or a serious illness and can’t work?
  • Are your elderly parents going to be a financial hardship on your family?

Wealth Management / Advisory

  • What investment philosophy is your portfolio built on?
  • Do the companies you own pay you (rent) in the form of dividends?
  • Have you made the progress in your portfolio that you expected to?

Portfolio Review

  • Has your portfolio been rebalanced in the past year?
  • Has your financial advisor implemented tax advantaged investment strategies?
  • Do you know the amount of Canadian and Foreign Equity in your portfolio?
  • Are you happy with the current performance of your portfolio?
  • Do you understand how your financial advisor gets paid?

Education Planning

  • Do you know how much it will cost for your children to go to post-secondary school?
  • Would you like your children to learn how to become financially self-sufficient?
  • Do you have a plan that tracks the most effective ways to reach your family goals?

My Financial Future

  • How are you tracking your income and expenses?
  • Do you know how to pay off your mortgage faster?
  • Do you know how long it will take to save for your next vacation?
  • Do you know if you are saving enough money for retirement?
  • Where do you securely store your important documents?